IMPORTANT LEGAL INFORMATION
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Local restrictions ‑ provision of cross‑border services
The products and services presented on this website are authorized for sale in Switzerland. They are not intended for any person/s who, based on their nationality, place of business, domicile or for any other reasons, is/are subject to legal provisions which prohibit foreign financial services providers from engaging in business activities in these jurisdictions, or which prohibit or restrict legal entities or natural persons from accessing websites of foreign financial services providers.
Where Express Global is not authorized by the supervisory authority of a certain country, Express Global can as a general rule not promote financial and banking services in that country.
In particular, Express Global is not authorized by the supervisory authorities of the USA, Canada, United Kingdom, Germany, Italy, France, Russian Federation, Japan and Turkey. This website may however contain information, in particular about financial services and products offered by Express Global, that may be considered by the supervisory authorities of the above mentioned countries as a public offer of financial products or a canvassing targeting persons domiciled in the concerned countries. If you are domiciled in one of the above mentioned countries, you confirm that you access this website on your own initiative and without any solicitation from Express Global.
Website Ownership
The website is the exclusive property of Express Global. Express Global's proprietary rights shall not be altered in any way by any reproduction or use of the website.
Copyright and Trademarks
The content and layout of the website are protected by copyright (all rights reserved) and other intellectual property rights, held by Express Global and the information providers with whom Express Global operates (hereinafter “third party information providers”).
Information provided on the website may only be downloaded, printed or otherwise reproduced ‑ for personal, non‑commercial purposes ‑ provided that the copyright notes and other statutory proprietary designations are retained. You do not acquire rights by reproducing or copying in any way information available on the website; all rights are retained by Express Global. You are strictly prohibited from using anywhere other than on the website and from copying in any way whatsoever software or any other tools available on the website.
It is forbidden under any circumstances to set up links, e.g. in the form of hyperlinks or inline links, to this website, to frame it, or to access it through inline links or through a frame, without Express Global's prior written approval.
It is forbidden to reproduce in whole or in part, transmit by electronic or any other means, modify or use copyright elements of this website for public or commercial purposes without Express Global's prior written approval.
® Express Global, Express Global Trading and the M logo in particular are trademarks of Express Global. Other verbal and/or graphic elements featuring on the website and used to identify the origin of a product or service may be the trademarks of their respective owners, for example the trademark of one of Express Global's commercial partners. These trademarks may not be reproduced or used without the prior permission of their owners.
Copyright © 2002 The McGraw‑Hill Companies, Inc., Standard & Poor’s (“S&P”) is a division of The McGraw‑Hill Companies, Inc. Reproduction of any information obtained from the S&P 500 INDEX in any form is prohibited except with the prior written permission of S&P. Because of the possibility of human or mechanical error by S&P’s sources, S&P or others, S&P does not guarantee the accuracy, adequacy, completeness or availability of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information. THERE ARE NO EXPRESS OR IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE. In no event shall S&P be liable for any indirect, special or consequential damages in connection with subscribers’ or others’ use of the S&P 500 INDEX.
No Offer or Advice
All the information provided, in particular the opinions, mathematical results and technical analyses published on the website, transmitted to you or obtained via the selection and decision‑making tools proposed by Express Global, is provided for information purposes only and SHOULD IN NO EVENT BE CONSTRUED AS AN OFFER, A PIECE OF ADVICE OR A RECOMMENDATION to buy or sell a particular security or to engage in any transaction whatsoever; nor should the information provided be construed as advice of any other type, for example of a fiscal or legal nature.
All of the investment decisions you take shall be based exclusively on your own assessment of your financial situation and your investment goals, as well as on your own personal interpretation of the information available, in particular the opinions, mathematical results and technical analyses published on the website, transmitted to you or obtained via the selection and decision‑making tools proposed by Express Global. You are solely responsible for such decisions.
Investments in securities featuring on the website are subject to certain risks. The price of securities may go down as well as up. Fluctuations in foreign exchange rates can also alter the value of securities. The future performance of a security cannot be guaranteed by past performance. It is therefore possible that you do not get back the amount you invest. WE STRONGLY RECOMMEND THAT YOU SEEK PROFESSIONAL ADVICE BEFORE TAKING INVESTMENT DECISIONS.
Exclusion of Liability
Neither Express Global, its directors, officers, employees, agents or shareholders, nor third party information providers, their directors, officers, employees, agents or shareholders will assume ANY LIABILITY FOR ANY LOSS OR DAMAGES WHATSOEVER, be they direct or indirect, incurred as a result of accessing the website or using the information and services available on the website, or as a result of the inability to access or use any information or services available on the website.
In particular, it is expressly stated that IN NO EVENT WILL EXPRESS GLOBAL, its directors, officers, employees, agents or shareholders BE LIABLE FOR ANY LOSS OR DAMAGES incurred as a result of errors, technical or otherwise, transmission failures, system overloads, usage problems, interruptions in services (including but not limited to system maintenance services), any delay in the transmission of information, incompatibility between the website and your files and/or software (in particular your browser) and/or computer, malfunction, interference, the transmission of a virus onto your computer, unauthorized access (as a result of hacking or piracy activities, for example), the willful blocking of telecommunications tools or networks (as a result of mail‑bombing, denial of services attacks, for example) or any other failure or inadequacy on the part of telecommunication or network service providers.
Disclaimer of Warranty
Express Global and third party information providers pay particular attention to the preparation and update status of the data provided. Nevertheless, they do not warrant or guarantee, either expressly or implicitly, the quality, pertinence, accuracy, completeness, update status, availability or legality of the information published on the website, transmitted to you or obtained via selection or decision‑making tools. In addition, real time information is obtained from what is believed to be a reliable source, but cannot be guaranteed.
Furthermore, information may be changed at any time without any prior notice being required.
Links
The activation of certain links on the website may cause you to leave the Express Global website. Express Global does not review any of these linked websites and does not warrant or guarantee, either expressly or implicitly, the quality, pertinence, accuracy, completeness, update status, availability or legality of the content of these sites, nor shall it be in any way responsible for the products, services, information and other content offered via these linked sites. The same applies to websites offering links to Express Global's website.
Furthermore, prior written approval must always be obtained before a link from an external site to Express Global's website can be created.
Confidentiality and Encryption
Your attention is drawn to the fact that the data exchanged between yourself and Express Global is transmitted via open, public networks (such as the Internet) that are not subject to any controls or reviews. The data transferred may travel beyond Switzerland’s borders, even if both yourself and Express Global are located in Switzerland. In addition, even if the data transmitted is encrypted, it may not necessarily stay encrypted for the entire duration of the transmission, nor may it necessarily remain encrypted at your end: it is possible that data may be intercepted.
Furthermore, you hereby declare that you have taken note that the legislation applicable in your country may prohibit or restrict the importing, exporting or use of encryption algorithms. In no event shall Express Global be responsible for any violations of measures governing the importing, exporting or use of encryption algorithms.
Lastly, your attention is drawn to the fact that information transmitted electronically, e.g. by e‑mail or SMS, is in principle not encrypted and may be intercepted.
Confidentiality in Respect of User IDs and Passwords
You are obliged to keep user IDs, passwords and other means of identification secret. To this end, you must not store your user IDs, passwords or other means of identification in your browser and you must delete all temporary files stored in your cache memory as well as your surfing history. You are solely responsible should such means of identification be communicated to, discovered or misused by a third party, and for any and all losses and damages resulting there from.
You have taken note of the fact that you are required to disconnect from the identification services proposed by Express Global before leaving your Internet station. To do this, you must close all your browser windows showing the site.
Registration and Use of Your Activities on the Website
Please note that Express Global records and analyses all your activities on the website with the help of cookies for the purposes of statistical study (in particular tracking and analysing data pertaining to the process of opening an account), security, system monitoring, management, marketing and compliance with legal and regulatory obligations incumbent on Express Global. Data such as IP address are collected in this respect and sent to third‑party services Express Global calls upon. Said third party can be located outside Switzerland. Express Global undertakes to treat such information using security measures Express Global deems appropriate.
Place of Jurisdiction
The sole place of jurisdiction for all disputes arising out of or in connection with the Terms and Conditions stipulated herein and/or the use of the website is Gland, Switzerland. Express Global nevertheless reserves the right to initiate proceedings against you before the competent court at your domicile or any other competent authority.
You have taken note of the fact that you are required to disconnect from the identification services proposed by Express Global before leaving your Internet station. To do this, you must close all your browser windows showing the site.
Partial Nullity and Choice of Law
In the event of one of the Terms and Conditions being void, cancelled or rendered otherwise invalid, the validity of the remaining Terms and Conditions shall not be affected or impaired. In all other instances, the Terms and Conditions as well as the use of the website are exclusively governed by and construed in accordance with Express Global law.